14．Many children first learn the value of money by receiving an allowance（津貼）．The purpose is to let children learn from experience at an age when financial mistakes are not very costly．
The amount of money that parents give to their children to spend as they wish differs from family to family．Timing is another consideration．Some children get a weekly allowance．Others get a monthly allowance．In any case，parents should make clear what，if anything，the child is expected to pay for with the money．
At first，young children may spend all of their allowance soon after they receive it．If they do this，they will learn the hard way that spending must be done within a budget．Parents are usually advised not to offer more money until the next allowance．The object is to show young people that a budget demands choices between spending and saving．Older children may be responsible enough to save money for larger costs，like clothing or electronics．
Allowances give children a chance to experience the things they can do with money．They can share it in the form of gifts or giving to a good cause．They can spend it by buying things they want．Or they can save and maybe even invest it．
Saving helps children understand that costly goals require sacrifice：you have to cut costs and plan for the future．Requiring children to save part of their allowance can also open the door to future saving and investing．Many banks offer services to help children and teenagers learn about personal finance．A savings account is an excellent way to learn about the power of compound interest（利息）．That may not seem like a lot．But over time it adds up．
（Note：Answer the questions or complete the statements in NO MORE THAN TWELVE WORDS．）
73．Parents give their children allowance to1earn the value of money．
74．Why are parents advised not to offer young children more money in advance？To show them how to make a budget．
75．What can we learn from the last paragraph？Saving can help children plan future finance．
76．By writing this passage，the author intends to make parentshave some idea on how to give allowances in a proper way．．
分析 文章介紹父母給兒童零花錢讓他們學(xué)會理財，父母應(yīng)該嚴(yán)格按照規(guī)定給孩子零花錢，這樣可以幫助孩子學(xué)會做預(yù)算，還要學(xué)會存錢．
解答 73.1earn the value of money 細(xì)節(jié)題．根據(jù)第一句話Many children first learn the value of money by receiving an allowance可知，很多小孩第一次里了解錢的價值是通過獲得津貼．
74．To show them how to make a budget． 細(xì)節(jié)題．在第三段介紹The object is to show young people that a budget demands choices between spending and saving可知，父母不要提前給孩子零花錢，要讓他們明白預(yù)算的重要性．
75．Saving can help children plan future finance． 細(xì)節(jié)題．通過最后一段的第一句話Saving helps children understand that costly goals require sacrifice得知，存錢可以幫助孩子理解有代價的目標(biāo)需用付出和犧牲，故存錢可以幫助孩子規(guī)劃未來．
76．have some idea on how to give allowances in a proper way．主旨題．通過全文的內(nèi)容可知，主要建議我們在給孩子零花錢這個問題上要嚴(yán)格按照規(guī)定，并幫助孩子養(yǎng)成理財?shù)囊庾R．
點評 做閱讀表達(dá)題時，理清文章的脈絡(luò)、掌握文章的主旨大意，并能運用簡潔的語言表達(dá)．回答要有針對性觀點要明確．不要摘抄文章原句．
