Young Min Kim，a journalist from Students around the world，interviews an American university student，Lisa Conroy．They talk about living on a student budget（預(yù)算）

Young Min: Thanks for talking with me today，Lisa．Tell us a little bit about yourself．

Lisa: Well，I’m twenty-one，and I’m a junior 2 at a university in Chicago．

Young Min: How are you paying for your college education?

Lisa: The costs for every semester are about $15，000．At the start of each semester my parents pay the $10，000 tuition（學(xué)費(fèi)）．I also get $2，000 in financial aid（助學(xué)金）．I have to make money for the rest by myself．

Young Min: How do you do that?

Lisa: I have a part-time job at a hotel．I work about twenty hours a week，and make about $320．

Young Min: How do you spend that money?

Lisa: It helps to pay for my room．It also pays for things like my mobile phone transportation and clothes．

Lisa: That’s true! I keep my budget carefully so I don’t have to borrow．I don’t like to borrow money from people．

Young Min: You don’t have much money for fun，do you?

Lisa: I hardly ever go to the movies．My roommate and I usually rent（租） videos．

     and share the cost, so it’s cheaper.

Young Min: How else do you save money?

Lisa: I don’t go to restaurants．I make meals with my roommates so it’s cheaper to eat．I try to walk or ride my bicycle to college．Oh ，and I buy a lot of my clothes at second-hand stores．You can find some very cheap，decent clothes in those stores．

Young Min: So much for this．Thank you．

Lisa: You are welcome!

1．Lisa’s parents pay _________ in tuition each semester．

A．$15，000               B．$10，000                C．$5，000                 D．$2，000

2．Lisa has a part-time job at a __________

A．restaurant               B．theater                    C．hotel                       D．campus

3．Some of Lisa’s costs include __________．

A．mobile phone，books and clothes

B．food，computer games and transportation

C．restaurants，clothes and cars

D．transportation，clothes and medicine．

4．Lisa tries to keep a budget so she doesn’t have to __________

A．buy cheap clothes                                       B．ride her bicycle

C．borrow money                                           D．buy clothes at second-hand stores

5．The title for the passage should be ________．

A．Making money                                           B．saving money

C．Spending money                                        D．My money

Most American students have said goodbye to fancy(高級的) fruits these days. In school canteens across the country, cheaper fruits like apples and oranges have taken their places.
“People are afraid to spend now,” said Linda Morrow, who owns a shoe and handbag store. “They don’t know what the future will bring.”
During the financial crisis(金融危機(jī)), several of the country’s biggest banks have been forced to sell or close. This has made lots of Americans afraid to buy expensive goods.
Samira Marino, a restaurant owner in Miami, has found everyone is ordering water instead of juice and more people are sharing meals. In more than two dozen interviews with The Associated Press across the country last month, Americans talked about their concerns, from worries about small businesses to doubts about simply making ends meet.
The crisis began last year. Experts think it was because US banks lend money too easily. Last year a lot of people and companies, who borrowed money, have found themselves unable to pay it back. This left the banks, as well as the people who put their money in the banks, without money. Since the banks borrowed money between themselves and even across borders(國界), the whole world was in trouble.
This month the US government agreed on a $700 billion plan to try to save the financial market. But no one is sure whether it will help or not. President George W. Bush has warned it will take some time.
Last week top finance officials from 20 countries promised to work together to find a way out of the money trouble.
【小題1】Why are people in the US afraid to spend?

Most American students have said goodbye to fancy (高檔的)fruits these days.

In school canteens across the country , cheaper fruits like apples and oranges have taken their place. “People are afraid to spend now,” said Linda Morrow, who owns a shoe and handbag store. “They don’t know want the future will bring.”

During the financial crisis（金融危機(jī)）, several of the country’s biggest banks have been forced to sell or close. This has made lots of Americans afraid to buy expensive goods. Samira Marino, a restaurant owner in Miami, has found everyone is ordering water instead of juice and more people are sharing meals.

In more than two-dozen interviews with The Associated Press across the country last month, Americans talked about their concerns, from worries about small businesses to doubts（懷疑） about simply making ends meet.（維持生計(jì)）

The crisis began last year. Experts think it was because US banks lend money too easily. Last year a lot of people and companies, who borrowed money, have found themselves unable to pay it back. This left the banks, as well as the people who put their money in the banks, without money. Since the banks borrowed money between themselves and even across borders（國界）, the whole world was in trouble. This month the US government agreed on a $700 billion plan to try to save the financial market. But no one is sure whether it will help or not. President George W. Bush has warned it will take some time . Last week top finance officials from 20 countries promised to work together to find a way out of the money trouble.

51.Why are people in the US afraid to spend?

A. Because they think it’s unnecessary.

B. Because they don’t have the habit of spending money .

C. Because they worry about their future .　

D. Because they don’t have enough money.

52.The underlined word “concerns” mainly_______.

A. worries　 B. conditions　 C. hobbies　　 D. experiences

53.The fifth paragraph mainly _________.

A. tells what it is like in a crisis　　　　　 B. explain why there is a crisis

C. warns people of the danger of the crisis　 D. asks people not to borrow money from banks

54. People feel ______ about the US plan to save the market .

A. satisfied　 B. doubtful　　 C. hobbies　　 D. angry

55. The best title for the story is ________.

A. Ways to Make Ends Meet　　　 B. The Money Problem Facing the World

C. Healthy Fancy Fruits　　　　　　　　 D. The Art of Borrowing