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Are you good with money？I learnt to be careful with it during my childhood. My father would give me some pocket money and tell me it should last for a whole week. So，I learnt I had to save some if I didn’t want to run out of cash quickly. No surprise there：my dad was an accountant！

It's never too early to become money savvy（會理財）．That's what British personal finances expert Martin Lewis thinks. He was part of a successful campaign to include financial education on the school curriculum in England. It will be embedded(植入）in maths and citizenship education. This includes children from 5 to 16 years old.

Lewis says：“We desperately need to break the cycle of financial illiteracy(無知）in the UK—one of the causes of our current economic crisis and a huge contributor to continued mis-selling epidemics（違規(guī)銷售）．”

Being careful with money pays off. Banks in Britain recently found themselves having to pay a large number of people who were persuaded to spend money and buy insurance policies they didn’t need. Many wasted their money on investments which were not for them. Few have the patience to read the small print.

The British say‘take care of the pennies and the pounds will take care of themselves’．It means you have to watch your daily expenses and not just the big purchases in your life such as houses.

Martin Lewis has made millions from his website which advises people to be thrifty(節(jié)儉）and refuses any suggestion that he is mean. The expert says in an interview with the English newspaper the Daily Express：“the better you are with your cash，the better your life can be. People think I am telling them to stop spending money but I am simply telling them to spend it wisely.”

1.From Paragraph 1 we can know that the author ___________.

A. was in deep debt

B. was good with money as a child

C. ran out of cash quickly

D. earned a lot of money

2.The financial education in England aims to ________.

A. educate children to become money savvy

B. avoid continued mis-selling epidemics

C. help children make money

D. deal with the current economic crisis

3.What’s the financial problem of some people in Britain？

A. They have no patience to spend money.

B. They watch their daily expenses.

C. They invest money blindly and unwisely.

D. They neglect big purchases.

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